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Insurance and Photos Checklist

How to collect facts without making assumptions about policy coverage.

Checklist

  1. Photograph every affected room before moving items
  2. Avoid plugged-in devices near water
  3. Write down the likely source and discovery time
  4. List flooring/walls/cabinets touched by water
  5. Save receipts for temporary mitigation supplies
  6. Do not disturb suspected sewage-contaminated areas without proper protection

Questions to answer before requesting help

  • What room or area is affected?
  • When did you first notice the issue?
  • Is the condition active, recurring, or stable?
  • Do you have clear photos?
  • Is anyone currently at risk from utilities, structure, sewage, or health concerns?

Why this matters

Good documentation improves provider triage and helps separate urgent issues from research-stage questions. It also creates a cleaner lead record if this site is later rented to an approved local partner.

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